Pay In Flexible Instalments with Divido
We offer a range of finance packages such as 12.9% over max 60 months, or 0% over varying shorter terms through our partner Divido (https://www.divido.com/)
Our most popular option is probably the 12 month Buy Now Pay Later plan. This one allows 12 months of time to pay off the balance without incurring any interest at all. You can pay it off in full on day 2, pay it off in full on day 364, or make payments as is convenient as you go along to clear the balance.
The Buy Now Pay Later option does incur differed interest, so if you don’t pay it off entirely by the time the year ends it rolls over onto an interest bearing deal, and you’ll incur a years’ worth of back dated interest.
Many of the available plans have flexible deposit amounts from no deposit down to 50% deposit; this can also be flexible to fit in around your requirements.
The application process is simple, takes around 5 minutes for you to complete, and is carried out online with a decision often made within 30 seconds of completion.
If you decide to take advantage of our instalment plans, here's a quick guide to everything you'll need to know.
Whether you've been coveting a crazy nice Acoustic or that valve amp you’ve always wanted why not make budgeting for it a little more flexible.
For example, you could purchase a Charvel Pro Mod San Dimas Style electric guitar costing £738 using one of the following options:
£55.35 per month for 12 months at 0% Interest with 10% minimum deposit (£73.80) - total payable £738
£16.49 per month for 60 months at 12,9% Interest with no deposit required - total payable £989
£21.53 per month for 24 months at 0% interest with 30% deposit (£221.40) – total payable £738
No specific amount per month for 12 months on the Buy Now Pay Later with no deposit required – total payable £738 (assuming balance is paid within the year deferred period).
As you can see you can tailor the finance options very flexibly to suit your needs.
Who is Eligible for Finance?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history - (no late payments, CCJ's, etc) - and meet the following minimum criteria:
• Be over 18 years of age
• Be working at least 16 hours per week
• Have 3 years of UK address history
Feel free to give us a ring on 01376 386786 (and option 2 for customer services) or send us an email on firstname.lastname@example.org, and we would be happy to answer any questions you might have. Alternatively, pop into our shop and we can process your application while you wait.
Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.divido.com/
How to choose Pay Monthly finance as your payment:
1. Add your item to the cart.
2. Go to secure checkout.
3. Enter your details for the order as normal.
4. Select ‘Divido’ finance as the payment method.
5. From drop down menu choose your payment terms you’d like.
6. Proceed from Peach to the Divido system and fill in your details and follow the simple instructions.
7. After few minutes you will receive an e-mail from DIVIDO with the application details.